Excess of Loss Reinsurances- Handy Reference Book for Reinsurance Professionals

Description

📘 About the Book

“Excess of Loss Reinsurances” is a comprehensive, easy-to-understand guide authored by renowned reinsurance expert Late Mr. K.L. Naik. This book simplifies the technical and practical aspects of Excess of Loss (XL) Reinsurance, a widely used method of non-proportional reinsurance where losses exceeding a set limit are indemnified by the reinsurer.

With natural catastrophes, climate change, and large-scale losses on the rise, reinsurance structures are evolving rapidly. However, many practitioners still lack clarity on the intricacies of XL treaties. This book bridges that knowledge gap by explaining working XL treaties, CAT XL programs, Stop Loss covers, and global treaty practices in simple language backed by real-world insights.

🎯 Why This Book Is a Must-Have

• Written by K.L. Naik, a widely respected reinsurance guru with deep experience across Indian and global markets

• Explains complex treaty structures, retention levels, and event definitions in clear, lucid terms

• Covers both theoretical concepts and applied rating techniques, making it useful for underwriters, brokers, and cedants

• Equips learners with a sound understanding of treaty wordings, slip terms, exclusions, and standard clauses

📚 Key Topics Covered

1. Introduction

2. Types of Excess of Loss Treaties

3. Technical Terms and Terminologies

4. Working Risk XL Treaties (Any One Risk Retention Models)

5. ACTS of GOD Perils and Risk-Cum-CAT XL Models

6. CAT Event XL Treaty Structures

7. Stop Loss XL Programs

8. Global Treaty Terms and Rating Techniques

9. Standard Treaty Slips Explained

10. Real-world Adaptations for Various Lines of Business

11. Annexures and Epilogue

Whether you’re underwriting reinsurance, managing retrocession, or studying for exams, this book serves as a ready reference and structured learning aid.

🏢 About the Publisher

Sashi Publications Private Limited has been a trusted name in Indian insurance education for over 30 years. Thousands of insurance professionals, students, and companies rely on our guidebooks and journals, including The Insurance Times, India’s first monthly journal on insurance. Our books are designed to help candidates clear exams by the Insurance Institute of India with confidence and clarity.

📖 Additional Information

• Author: K.L. Naik

• Binding: Paperback

• Publisher: Sashi Publications Private Limited

• Language: English

• ISBN:

💳 Payment Options

UPI: SASHIBOOKS@KOTAK
GPay: 9830171022@okbizaxis
Bank Transfer/NEFT: Account No. 402120110000327, Sashi Publications Private Limited, Bank of India, VVK Road Branch, Kolkata. IFSC Code: BKID0004021

🔖 Tags:
#ExcessOfLoss #ReinsuranceBook #XLReinsurance #InsuranceInstituteOfIndia #KarnaNaik #SashiPublications #ReinsuranceEducation #IC85 #IC92 #CATXL #StopLossTreaty #RiskRetention